⭐ ProsperU Academy 90-Day Money-Back Guarantee

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 Real progress. Real accountability. Real transparency.

At ProsperU Academy, we stand behind the quality of our process, our coaching, and our commitment to helping you take meaningful steps toward financial elevation. We believe every client deserves a service rooted in clarity, integrity, and real action — and that includes a guarantee you can trust.

That’s why we offer a 90-Day Money-Back Guarantee.

If, after 90 days of active participation in your ProsperU program, we have not completed any of the dispute actions outlined in your personalized credit improvement plan, you may be eligible for a full refund of your monthly service fees.

This guarantee reflects our commitment to:

• Transparent expectations
• Professional dispute execution
• Ethical, compliant credit improvement practices
• Real support designed to move you forward
   

We don’t promise miracles — we promise work, expertise, and a reliable process.

To ensure your results and eligibility, we require that you:

• Maintain an active credit monitoring service
• Upload all requested documents promptly
• Keep your payment method active
• Follow the action steps provided by your coach
• Avoid adding new negative items during the guarantee period
• Respond to bureau or creditor mail within reasonable timeframes
   

Credit improvement is a partnership — and your engagement matters.

You are eligible for a refund if:

• You have been enrolled for at least 90 consecutive days,
• You have participated fully in your assigned program requirements, and 
• ProsperU has completed no dispute actions on your behalf during that period.
   

If all criteria are met, we will refund the monthly service fees you paid during the first 90 days. Enrollment fees are non-refundable.

Our 90-day guarantee does not apply when:

• You pause, cancel, or freeze your account before 90 days are completed
• You fail to maintain required credit monitoring
• You fail to provide requested documents for dispute work
• You miss scheduled coaching calls without rescheduling
• New negative items appear during the guarantee period
• You do not follow the instructions provided to you
• Disputes were completed but you are unhappy with the outcome (we cannot legally guarantee results)
   

At ProsperU Academy, we are dedicated to delivering professional service, real support, and transparent guidance every step of the way. 

Our 90-Day Money-Back Guarantee is our commitment to showing you that we don’t take your trust lightly — we earn it.

Your financial comeback is our mission. Your progress is our promise.